> ## Documentation Index
> Fetch the complete documentation index at: https://docs.macropay.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Supported Countries

> Sell almost everywhere and get paid in your local currency — Macropay is your Merchant of Record across 190+ countries

Two questions decide whether Macropay works for you: **can your customers pay**, and **can we pay you**. The good news is that the first answer is "almost always yes," and the second covers most of the world. As your [Merchant of Record](/merchant-of-record/introduction), we also own the part most teams dread — calculating, collecting, and remitting sales tax and VAT in every jurisdiction your buyers live in.

## Where customers can pay

Macropay accepts card payments from buyers in nearly every country. Card capture is routed across multiple licensed, PCI DSS Level 1 compliant acquiring partners and balanced by region, so authorization rates stay high whether the cardholder is in São Paulo or Seoul.

The only places we **cannot** accept payments from are jurisdictions under US comprehensive sanctions or specific OFAC restrictions:

<Warning>
  **Blocked for payments**

  Cuba 🇨🇺 · Iran 🇮🇷 · North Korea 🇰🇵 · Syria 🇸🇾 · Russia 🇷🇺 · Belarus 🇧🇾 · and the Crimea, Donetsk, Luhansk, Kherson, and Zaporizhzhia regions of Ukraine.
</Warning>

Everywhere else, you can collect — and because we're the seller of record on the customer's statement, the [tax liability for those international sales sits with us](/merchant-of-record/introduction), not you.

## Where we pay you out

We originate payouts straight from our own bank to yours, picking the cheapest viable rail for your country. There's no payout fee on the local rails — ACH and SEPA are free; SWIFT is passed through at the intermediary banks' cost.

| Rail      | Coverage                                           | Typical settlement | Cost to you          |
| --------- | -------------------------------------------------- | ------------------ | -------------------- |
| **ACH**   | United States                                      | 1–3 business days  | Free                 |
| **SEPA**  | Eurozone, EEA, UK, Switzerland, Monaco, San Marino | 1–2 business days  | Free                 |
| **SWIFT** | Everywhere else                                    | 2–5 business days  | Pass-through at cost |

If your bank can receive an international transfer and your country isn't on a US sanctions / OFAC list, we can pay you.

### Payout corridors live today

Every country below is supported for **both payments and payouts**. Don't see yours? It only means we haven't validated the payout corridor there yet — email [support@macropay.ai](mailto:support@macropay.ai) and we'll usually open it within a week.

<AccordionGroup>
  <Accordion title="Europe">
    🇦🇱 Albania · 🇦🇩 Andorra · 🇦🇲 Armenia · 🇦🇹 Austria · 🇦🇿 Azerbaijan · 🇧🇪 Belgium · 🇧🇦 Bosnia and Herzegovina · 🇧🇬 Bulgaria · 🇭🇷 Croatia · 🇨🇾 Cyprus · 🇨🇿 Czech Republic · 🇩🇰 Denmark · 🇪🇪 Estonia · 🇫🇮 Finland · 🇫🇷 France · 🇬🇪 Georgia · 🇩🇪 Germany · 🇬🇷 Greece · 🇭🇺 Hungary · 🇮🇸 Iceland · 🇮🇪 Ireland · 🇮🇹 Italy · 🇽🇰 Kosovo · 🇱🇻 Latvia · 🇱🇮 Liechtenstein · 🇱🇹 Lithuania · 🇱🇺 Luxembourg · 🇲🇹 Malta · 🇲🇩 Moldova · 🇲🇨 Monaco · 🇲🇪 Montenegro · 🇳🇱 Netherlands · 🇲🇰 North Macedonia · 🇳🇴 Norway · 🇵🇱 Poland · 🇵🇹 Portugal · 🇷🇴 Romania · 🇸🇲 San Marino · 🇷🇸 Serbia · 🇸🇰 Slovakia · 🇸🇮 Slovenia · 🇪🇸 Spain · 🇸🇪 Sweden · 🇨🇭 Switzerland · 🇹🇷 Turkey · 🇺🇦 Ukraine¹ · 🇬🇧 United Kingdom · 🇻🇦 Vatican City
  </Accordion>

  <Accordion title="North America">
    🇧🇸 Bahamas · 🇧🇧 Barbados · 🇧🇿 Belize · 🇨🇦 Canada · 🇨🇷 Costa Rica · 🇩🇲 Dominica · 🇩🇴 Dominican Republic · 🇸🇻 El Salvador · 🇬🇩 Grenada · 🇬🇹 Guatemala · 🇭🇹 Haiti · 🇭🇳 Honduras · 🇯🇲 Jamaica · 🇲🇽 Mexico · 🇳🇮 Nicaragua · 🇵🇦 Panama · 🇰🇳 Saint Kitts and Nevis · 🇱🇨 Saint Lucia · 🇻🇨 Saint Vincent and the Grenadines · 🇹🇹 Trinidad and Tobago · 🇺🇸 United States
  </Accordion>

  <Accordion title="South America">
    🇦🇷 Argentina · 🇧🇴 Bolivia · 🇧🇷 Brazil · 🇨🇱 Chile · 🇨🇴 Colombia · 🇪🇨 Ecuador · 🇬🇾 Guyana · 🇵🇾 Paraguay · 🇵🇪 Peru · 🇸🇷 Suriname · 🇺🇾 Uruguay
  </Accordion>

  <Accordion title="Asia & Pacific">
    🇦🇫 Afghanistan² · 🇧🇩 Bangladesh · 🇧🇹 Bhutan · 🇧🇳 Brunei · 🇰🇭 Cambodia · 🇨🇳 China³ · 🇮🇳 India · 🇮🇩 Indonesia · 🇯🇵 Japan · 🇰🇿 Kazakhstan · 🇰🇬 Kyrgyzstan · 🇱🇦 Laos · 🇲🇾 Malaysia · 🇲🇻 Maldives · 🇲🇳 Mongolia · 🇲🇲 Myanmar² · 🇳🇵 Nepal · 🇵🇰 Pakistan · 🇵🇭 Philippines · 🇸🇬 Singapore · 🇰🇷 South Korea · 🇱🇰 Sri Lanka · 🇹🇼 Taiwan · 🇹🇯 Tajikistan · 🇹🇭 Thailand · 🇹🇱 Timor-Leste · 🇹🇲 Turkmenistan · 🇺🇿 Uzbekistan · 🇻🇳 Vietnam · 🇦🇺 Australia · 🇫🇯 Fiji · 🇰🇮 Kiribati · 🇲🇭 Marshall Islands · 🇫🇲 Micronesia · 🇳🇷 Nauru · 🇳🇿 New Zealand · 🇵🇼 Palau · 🇵🇬 Papua New Guinea · 🇼🇸 Samoa · 🇸🇧 Solomon Islands · 🇹🇴 Tonga · 🇹🇻 Tuvalu · 🇻🇺 Vanuatu
  </Accordion>

  <Accordion title="Middle East">
    🇧🇭 Bahrain · 🇮🇶 Iraq² · 🇮🇱 Israel · 🇯🇴 Jordan · 🇰🇼 Kuwait · 🇱🇧 Lebanon² · 🇴🇲 Oman · 🇵🇸 Palestine · 🇶🇦 Qatar · 🇸🇦 Saudi Arabia · 🇦🇪 United Arab Emirates · 🇾🇪 Yemen²
  </Accordion>

  <Accordion title="Africa">
    🇩🇿 Algeria · 🇦🇴 Angola · 🇧🇯 Benin · 🇧🇼 Botswana · 🇧🇫 Burkina Faso · 🇧🇮 Burundi · 🇨🇻 Cape Verde · 🇨🇲 Cameroon · 🇨🇫 Central African Republic² · 🇹🇩 Chad · 🇰🇲 Comoros · 🇨🇩 DR Congo² · 🇨🇬 Congo · 🇨🇮 Côte d'Ivoire · 🇩🇯 Djibouti · 🇪🇬 Egypt · 🇬🇶 Equatorial Guinea · 🇪🇷 Eritrea · 🇸🇿 Eswatini · 🇪🇹 Ethiopia · 🇬🇦 Gabon · 🇬🇲 Gambia · 🇬🇭 Ghana · 🇬🇳 Guinea · 🇬🇼 Guinea-Bissau · 🇰🇪 Kenya · 🇱🇸 Lesotho · 🇱🇷 Liberia · 🇱🇾 Libya² · 🇲🇬 Madagascar · 🇲🇼 Malawi · 🇲🇱 Mali · 🇲🇷 Mauritania · 🇲🇺 Mauritius · 🇲🇦 Morocco · 🇲🇿 Mozambique · 🇳🇦 Namibia · 🇳🇪 Niger · 🇳🇬 Nigeria · 🇷🇼 Rwanda · 🇸🇹 São Tomé and Príncipe · 🇸🇳 Senegal · 🇸🇨 Seychelles · 🇸🇱 Sierra Leone · 🇸🇴 Somalia² · 🇿🇦 South Africa · 🇸🇸 South Sudan² · 🇸🇩 Sudan² · 🇹🇿 Tanzania · 🇹🇬 Togo · 🇹🇳 Tunisia · 🇺🇬 Uganda · 🇿🇲 Zambia · 🇿🇼 Zimbabwe²
  </Accordion>
</AccordionGroup>

<Note>
  **Footnotes**

  ¹ Ukraine outside the Russian-occupied regions (Crimea, Donetsk, Luhansk, Kherson, Zaporizhzhia).

  ² Subject to enhanced due-diligence under FATF and OFAC guidance — onboarding may take longer or require extra documentation. Reach out before you apply.

  ³ China requires a per-merchant review for compliance with State Administration of Foreign Exchange (SAFE) rules on inbound payments.
</Note>

<Tip>
  Selling AI agents, an API, or any usage-based product? Borders don't change the billing model. Meter usage, activity, or outcomes the same way everywhere — Macropay still settles to you in one currency and handles tax in each buyer's jurisdiction.
</Tip>

## FAQ

<AccordionGroup>
  <Accordion title="Can I sign up as an individual or sole proprietor?">
    Yes. As long as your bank accepts incoming ACH, SEPA, or SWIFT transfers — most do — you can receive payouts as an individual. Onboarding asks for your bank details and identity verification, both standard MoR requirements.
  </Accordion>

  <Accordion title="What about currency conversion?">
    Your dashboard balance is held in your account's default currency. At payout, we convert at the prevailing bank FX rate and show you the breakdown. Any fees charged by intermediary banks on a SWIFT transfer are deducted from that payout.
  </Accordion>

  <Accordion title="Does my customers' location affect anything?">
    Not on your side. As Merchant of Record, Macropay is the seller of record for every sale no matter where the buyer is, and we remit the tax owed in each location. You still get one consolidated payout in your local currency.
  </Accordion>

  <Accordion title="My country isn't on the payout list — what now?">
    Email [support@macropay.ai](mailto:support@macropay.ai) with your country and preferred currency. If it isn't on a US sanctions / OFAC list and your bank can receive international transfers, we'll typically open the corridor within a week.
  </Accordion>
</AccordionGroup>