Every sale runs through Macropay as your Merchant of Record, so the money that lands in your balance is already clean: tax has been set aside for remittance, our fee has been deducted, and what remains is genuinely yours to withdraw. No surprise line items, no end-of-quarter tax reconciliation.
Open the Finance page to view your available-for-payout balance at any moment.
How your balance is calculated
Your balance is gross earnings minus two deductions that happen automatically on every transaction:
Every historic transaction is listed in chronological order with its associated fees broken out, so you can trace any figure on your balance back to the order that produced it.
Chargebacks and disputes are billed at a flat $30 each, regardless of how they resolve. These appear as line items on the relevant transaction, not as a separate fee category.
Pass-through banking fees — typically only on international SWIFT wires — are deducted at payout time, not from your balance. ACH (US) and SEPA (EU) payouts are free.
Multi-currency orders settle to USD
Customers can buy in their local currency; your balance stays in one. When an order is placed in a non-USD currency, Macropay converts it to USD (the settlement currency) using the exchange rate at the time of the transaction. The converted USD amount is what appears in your balance and what becomes available for payout.
Consolidating to a single settlement currency keeps reconciliation simple: one balance, one payout currency, regardless of where your customers are.
Zero-decimal currency payouts
Some currencies don’t use minor units. For accounts denominated in Icelandic króna (ISK), Hungarian forint (HUF), New Taiwan dollar (TWD), or Ugandan shilling (UGX), payouts are issued in whole units. Any fractional remainder (less than 1 ISK / HUF / TWD / UGX) stays in your balance and rolls into your next payout.
For AI and agent products
If you bill by usage, activity, or outcome, the same transparency applies. Metered charges, prepaid credit draws, and agent-attributed revenue all flow into the same balance with the same per-transaction fee and tax treatment — and the dashboard surfaces agentic margin (billed revenue vs. AI cost) so you can see net contribution per agent, not just top-line earnings. See payouts for moving those funds to your bank.