Payouts

As your Merchant of Record, Macropay collects from customers, remits the sales tax and VAT worldwide, and settles the net into your Macropay balance. A payout is how that balance lands in your bank: we wire it from our account straight to yours. There’s no payout fee — you keep what’s in the balance, minus only the pass-through cost of the rail. We route each payout over the cheapest rail your account supports:

• ACH for US bank accounts — free
• SEPA for Eurozone accounts — free
• SWIFT for everywhere else — bank cost passed through at cost

For the full list of supported rails and how to connect an account, see Payout Accounts.

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You decide when to withdraw

Payouts are merchant-initiated, not automatic. That’s deliberate:

• Cleaner books. Batching a month of sales into one transfer beats reconciling dozens of trickle payments.
• Cost control. International wires carry a fixed cost, so you choose when it’s worth pulling funds versus letting the balance build.

You can issue a withdrawal any time your balance clears the minimum threshold for its currency.

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Minimum payout thresholds

Each currency has a floor. Low-cost currencies sit near the default; others are higher so a cross-border wire fee doesn’t swallow the payout. These limits can change over time.

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What it costs

Macropay never adds a payout fee. The only charge you’ll ever see is the bank’s own cost, passed straight through: When a wire deducts a fee, you’ll see the exact amount on the payout summary, so the number that leaves Macropay always reconciles with the number that hits your bank.

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Reverse invoices for your accounting

Because Macropay is the Merchant of Record, your customers receive an invoice from Macropay, not from you — that’s what lets us shoulder the tax and compliance. For your own books, the flip side is that you invoice Macropay for what we paid out to you. To keep that effortless, we generate the reverse invoice automatically: a document that lists the sales we made on your behalf, less our fees, ready for your records. Open the Payouts page under Finance in your dashboard, click the ellipsis next to the payout, and choose Download invoice. A modal opens where you can:

• Set your billing name and address.
• Add a line of detail beneath the billing address.
• Add notes for the bottom of the invoice.
• Customize the invoice number. We default to a sequence like MACROPAY-0001, but you can swap in your own format and numbering.

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Sample reverse invoice

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FAQ